If you work for Lancaster General Hospital, Manheim Township School District, the Hershey Company, or any of the other top employers offering the dental insurance plans accepted at Mor Smiles, we’ve got a reminder for you! As you look prepare for what is hopefully a calm and happy holiday season full of love and warmth, make sure you take some time to schedule a visit to your dentist in Lancaster County, too. Doing so could save you some serious dough on the dental treatments you already need.
Dental Insurance Benefits Don’t Roll Over
Most dental insurance plans are set on a calendar year, meaning they run from January 1 to December 31, before starting over again. You pay for your plan through a premium which usually averages around $50 per month. In exchange for that amount you can receive around $1,000 worth of care after meeting your deductible — and sometimes more. But, when the clock strikes 12 on New Year’s Eve, most or all of your unused benefits will be forfeited.
The same goes for most of the remaining funds in a flexible spending account (FSA) or health savings account (HSA). You can use this money for necessary dental care as well as appliances like mouthguards for bruxism, orthodontics, and sleep apnea treatment — so don’t let it go to waste.
Maximizing Your Benefits
It’s certainly not too late to rescue your dental insurance benefits before the year is up. It’s the beginning of November, so calling your dentist’s office today means there is still enough time to get started on a treatment or finish up any existing treatment plans.
When you get in touch with our office, we will perform a verification of benefits by calling your insurance provider directly to find out whether or not you have met your deductible and which treatments you are eligible for if so. Then, by looking at your overall treatment plan, we can determine the best way to help you take advantage of your investment.
Some of the steps we may recommend include:
- Scheduling a checkup and cleaning with x-rays before the year’s end
- Completing any unfinished treatment plans
- Getting started on necessary restorative care
- Replacing an old night guard or other dental appliance
Don’t Wait to Book a Visit!
November and December are some of the busiest months for your dentist in Lancaster, so don’t delay in booking your visit with Mor Smiles! Our team of experts is standing by to help you rescue your dental insurance benefits before they slip away. Doing so is a wonderful benefit for your smile and your budget!
About the Author
Dr. Sean Moriarty is a general dentist and endodontist providing the highest level of care to patients in and around Lititz, PA. To learn more about his services or to get started on maximizing your dental insurance before the year’s end, you are invited to contact Mor Smiles at 717-961-5767.